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Residential Public Adjusters
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Our Public Adjusters Handle a Wide Range of Losses
If you have any questions about losses like these or any other types of damage contact USA for a NO COST, NO OBLIGATION consultation - Toll-Free 1-877-357-2872.
- Air Conditioning Leaks
- Broken Pipes
- Dishwasher Leaks
- Fire Damage
- Hot Water Heater Leaks
- Hurricane Damage
- Loss by Collapse
- Mold Damage
- Plumbing Damage
- Roof Leaks
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- Sinkholes
- Smoke Damage
- Storm Damage
- Theft
- Tornado Damage
- Vandalism
- Vehicle Hitting a Building
- Water Damage
- Wind Damage
- Leaking Pipes
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Large or Small Residential Fire Claim Specialists
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At United States Adjusters, Inc our public adjusters have extensive experience dealing with all sizes of residential fire losses from Multi-Million Dollar mansions to small residential homes.
If you have just suffered a fire loss; time is of the essence. Our Public Adjusters are more helpful and the claim process is quicker the earlier we are involved with the loss.
Our professional experience will give you the piece of mind knowing that the most capable public adjusters are on the job.
Don't wait call USA now - 1-877-357-2872
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United States Adjusters Clients are
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- Homeowners
- Condominium Associations
- Rental Property Owners
- Property Managers
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- Condominium Unit Owners
- Building Owners
- Anyone that has a property claim
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Be wary of contractors that require cash payment.
ALWAYS get a
RECEIPT if you pay cash.
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You may be entitled to a complete new roof despite what your insurance company has told you regarding your hurricane claim!
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FREE ROOF EVALUATIONS - Call Now
ATTENTION: Roofing Contractors are not allowed to be involved in the insurance claim process in any way
Public Adjuster License Needed To Assist With Claims
Sometimes contractors attempt to help victims of disasters by offering assistance with their insurance claim. If they do so they may illegally be engaging in the practice of public adjusting without being properly licensed by the Department of Financial Services.
The definition of a public adjuster, as explained in Section 626.854, Florida Statutes, is any person, except an attorney, who, for money or any other thing of value (which would include securing a contract for repairs):
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Prepares, completes or files an insurance claim form for an insured
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Aids in any manner on behalf of an insured in negotiating for or effecting the settlement of a claim
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Advertises or solicits for employment as an adjuster of such claims
If you are acting as a public adjuster in any manner by negotiating or effecting the settlement of an insurance claim on behalf of an insured and you are performing any of these services for money, commission or anything of value without being licensed as a public adjuster (Section 626.854, Florida Statutes), you could be subject to arrest and may be charged with a third-degree felony as provided by Section 626.8738, Florida Statutes.
If you should have any questions about what activities constitute acting as a public adjuster, please contact the Department of Financial Services at 850-413-3136 or through its website, MyFloridaCFO.com.
(Taken from page four of the Fall 2007 DBPR Newsletter.)
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Licensed Public Adjusters for Homeowners
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For many homeowners, the preparation of a property damage claim without the assistance of their own insurance loss adjuster is unfamiliar territory. The documents are filled with complicated jargon and calculations that only a claims adjuster will thoroughly understand: depreciation, replacement costs, and actual cash value. At times, the list seems endless, especially when you have enough on your hands just getting your life back together. But it's your responsibility to document and prove your claim to the insurance company, either by yourself or with the aid of a public adjuster.
Many policyholders just like you have asked the same questions: How do I estimate my loss? Will I recover enough to rebuild? Can I do this myself, without a public insurance adjuster? This uncertainty is easily removed through the professional assistance of our proven team of professional public adjusters.
What will USA do for you?
After a loss, we maximize your insurance claim, which is the foundation for your successful financial recovery.
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Many people don't realize that the insurance company doesn't automatically pay their insurance claim. Instead, it's your responsibility to prove your claim in order to get compensated for a loss. When a disaster occurs, the insurance company has adjusters, building engineers, claims managers and supervisors, all representing their interests. Who do you have representing yours?
As you are trying to rebuild your home and stabilize your life, there is little time for learning the ins and outs of insurance to make sure you're not settling for less than you're entitled to. Our professionals can help by:
- evaluate your policy to help present the strongest possible claim to your insurance company;
- measure & document damages to detail and prove your losses: your house, your belongings, your additional living expenses;
- negotiate on your behalf with your insurance company;
- advise you of your options and keep you informed every step of the way;
- settle your claim for the maximum amount; and
- free you to focus on the emotional recovery of your family and your job.
Contact us today for more information on how we can help you get everything you're entitled to for your property loss. [Close this section]
What is a Public Adjuster?
Public adjusters are the only category of insurance adjuster who work exclusively for you, the policyholder.
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A company adjuster (often referred to as simply the "insurance adjuster") works for the insurance company. An independent adjuster also works for insurance companies, not for policyholders. They are simply an independent agent rather than an employee, so an independent adjuster could be working for multiple insurance companies. A public adjuster represents the only category of adjuster that works exclusively for policyholders and never for insurance companies. This means there's no inherent conflict of interest when it comes to advocating on your behalf to the insurance company. Public adjusters will typically contact you after a disaster. It's important for you to know what to ask so you can distinguish established and trustworthy firms from all the others. [Close this section]
What happens now?
We support you through the entire claim settlement process to achieve the maximum insurance recovery.
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For years, homeowners facing a crisis involving property damage have turned United States Adjusters, Inc to help them rebuild their lives. As public adjusters, we work for you, advocating on your behalf, never for insurance companies.
Our objective is to support you through the entire settlement process, with the goal of achieving your maximum insurance recovery as promptly as possible. Using a team approach, we will assemble the professionals best suited to accomplish this goal. Your claim will be assigned to an expert team who will be with you from beginning to end, personally assuring that all goes smoothly.
Every property insurance claim is unique. Our professionals can provide some or all of the following services:
- conduct a comprehensive review of your policy;
- assist you in complying with your policy's requirements, such as mitigating further damage and being aware of time limitations;
- work with you to develop a proactive claim management strategy that maximizes your financial recovery;
- conduct a thorough evaluation of your loss, carefully researching, detailing and substantiating every aspect of your claim, including building damage, contents, business interruption, and extra expense claims;
- present and support an itemized claim package to your insurer;
- work as your advocate at all inspections and meetings with your insurance company;
- secure the best possible settlement in the shortest possible time frame;
- communicate with you every step of the way.
As soon as you engage our team, we swing into action on your behalf. Please don't hesitate to contact us for more detail on the value our team brings to your side. [Close this section]
Can't I do this myself?
Sometimes you can. Our professionals will tell you up front if we can't make a difference in your claim.
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In some cases, especially with smaller homeowner losses, we actually recommend that you do take care of the claim yourself. Our pledge to you is that if we do not believe our involvement in your claim will make a difference, we'll tell you right up front.
As claims get more complicated, however, so does the time and energy required to accurately document every detail of your loss. A very thorough understanding of valuation requirements is critical to presenting a complex insurance claim along with comprehensive supporting documentation that ensures a full, expedited financial recovery.
Many homeowners do not collect all the money they're entitled to simply because they don't know the ins and outs of the claim process. If your home has just been destroyed, the impact on your life can be substantial. Many of our clients have told us that saving themselves the time and strain of handling an insurance claim was a welcome relief in a stressful and challenging time. Why suffer twice from the same disaster?
You have nothing to lose by contacting us for our opinion. We will always tell you if we can't make a difference in your claim.
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What disasters does USA handle?
We can help you recover from any disaster covered under your property insurance policy and its endorsements.
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- Hurricane
- Tornado
- Fire
- Flood
- Lightening
- Sinkholes
- Collapse
- And more
Each of these holds its own unique challenges when it comes to substantiating your claim. With years of experience and more certified professional public adjusters on staff than many other organization of its kind, United States Adjusters, Inc has faced them all, successfully bringing thousands of business owners through every type of disaster. Contact us today to tap into our expertise and ensure the best possible outcome for your claim. [Close this section]
How is USA compensated?
Service fees for public adjusters vary by state, but usually represent a percentage of the settled claim.
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Property insurance claims are complicated, and the learning curve is steep. Our service fee, usually based on a percentage of your claim, is minimal in relation to your claim settlement and is offset by the better settlement you are likely to receive with our involvement "not to mention the time, hassle, and anxiety our experts can save you. In addition, our expertise is focused on improving your financial recovery. If we don't think our involvement will make a difference, we'll tell you. Many glowing references attest to the fact that we stick by our core principles, the first of which is to always look out for our clients' best interests. Please don't hesitate to contact us to learn more. [Close this section]
Who else has USA helped?
Our experts have helped thousands of business owners across all types of industries.
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We encourage you to look through our references and testimonials and to contact us for recommendation letters. A recent internal review showed that our clients felt we delivered what we promised and would work with us again facts we are proud of, and we welcome the opportunity to put you in touch with past clients so you can ask them yourself. We highly recommend that you check references of any public adjuster you're considering for the job. [Close this section]
CONTACT USA
Toll Free: 877-357-2872 - Palm Beach: (561) 392-7661 - Broward: (954) 771-2898 - Dade: (305) 436-8966
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